Results for the third quarter and first nine months 2025

Sustained activity in all business lines

• Sustained loan production: in France, continued upturn in home loans (+18% Q3/Q3) and strong momentum in corporates (+14% Q3/Q3); sustained international loan activity and consumer finance maintained at a high level and balanced between traditional and automotive segments 

• High net inflows in life insurance, particularly in France and in asset management (driven by the medium/long-term); in insurance, revenues at a high level driven by all activities

• Record revenues for Corporate and Investment Banking over nine months and a strong quarter

Strong results 

• Strong results for the first nine months and the quarter

• Solid profitability (Return on Tangible Equity at 15.4%) driven by high and growing quarterly revenues (+5.6% Q3/Q3) and a low cost/income ratio (54.6% over 9M-2025, stable compared to the same period in 2024)

• Stable cost of risk (35 basis points on outstandings)

High solvency ratios

• Crédit Agricole S.A.’s phased-in CET1 at 11.7% and CA Group phased-in CET1 at 17.6%  

Completion of the acquisition of Santander’s 30.5% stake in CACEIS

Continued support for the energy transition 

• Continued roll-out of financing and investment in favour of the energy transition

• Support for the transition of households and corporates  

“The strong results we are publishing this quarter allow us to reaffirm our usefulness in serving the regions. I warmly thank the Group's 157,000 employees, who are committed to their customers on a daily basis, and I would like to welcome the 522,000 customers who joined us this quarter” Dominique Lefebvre, Chairman of SAS Rue La Boétie and Chairman of the Crédit Agricole S.A. Board of Directors

“Thanks to sustained activity in all business lines, the Group achieved strong results this quarter and over the first 9 months of the year. These results reinforce our commitment to playing a leading role in supporting the development of the European economy and its sovereignty” Olivier Gavalda, Chief Executive Officer of Crédit Agricole S.A.