In this press release, “underlying” refers to figures adjusted for the specific items described on p. 16 onwards
 Average over last four rolling quarters, annualised
 Aggregating contributions of Amundi and Pioneer Investments to underlying income and taking into account the amortisation of distribution contracts in 2016 and 2017
 Portion of underlying NIGS due to contribution from equity-accounted companies, net of dividends received from them
 Based on the consensus (compiled by the Group prior to publication of Q3-17 results), restated for the contribution of BSF
This press release comments on the results of Crédit Agricole S.A. and those of Crédit Agricole Group, which comprises the Crédit Agricole S.A. entities and the Crédit Agricole Regional Banks, which own 56.6% of Crédit Agricole S.A. Please see p. 14 (Crédit Agricole S.A.) and p. 15 (Crédit Agricole Group) of this press release for details of specific items, which are restated in the various indicators to calculate underlying results. A reconciliation between the stated income statement and the underlying income statement can be found on p.19 onwards for Crédit Agricole Group and on p. 16 onwards for Crédit Agricole S.A.