18.02.2016

RESULTS: for the fourth quarter and full year 2015

Crédit Agricole solidity confirmed

 

Very strong results driven by the performances of all business lines,
allowing for a 60 euro cent dividend (+71%)

One of the most solid banking groups in Europe in terms of solvency
(fully loaded CET1 of Crédit Agricole Group: 13.7%; of CASA: 10.7%)

A major project aimed at simplifying Crédit Agricole S.A.’s structure,
improving transparency and capital quality …

… and paving the way for an ambitious Medium Term Plan
focused on organic growth and profitability improvement

 

 

 

Crédit Agricole Group*

 

Net income Group share 2015: 6,043 million euros

Net income Group share 2015 (excluding specific items[1]): 6,164 million euros

Fully loaded Basel 3 CET1 ratio: 13.7% (+60bps vs. end-Dec. 2014)

 


*Excluding DVArunning, loan hedges, issuer spreads, indemnity received from Alpha Bank and increase in legal provision

 

 

 

Crédit Agricole S.A.

 

Net income Group share Q4-15: 882 million euros (+27.5% vs. Q4-14)

 

 

Net income Group share 2015: 3,516 million euros (+50.0% vs. 2014)

Net income Group share 2015 (excluding specific items1): 3,633 million euros

Fully loaded Basel 3 CET1 ratio: 10.7% (+30bps vs. end-Dec. 2014)

 

Proposed dividend: €0.60 per share

[1] Excluding DVArunning, loan hedges, issuer spreads, indemnity received from Alpha Bank and increase in legal provision